Guides and articles

The household budget in four steps

Knowing what comes in and what goes out is the starting point of any decision about money. A simple method that needs no special tools.

How to read the key information document (KID)

Three standardised pages that accompany funds, investment-based insurance and other products. What they contain and what to look out for.

The suitability questionnaire: why your bank asks so many questions

Before recommending an investment, a firm must know its client. What the questionnaire is for and why it pays to answer honestly.

Debt and APR: reading the cost of a loan

The nominal rate and the annual percentage rate do not say the same thing. How to compare loans and why expensive debt comes before investing.

Supplementary pensions: six questions to ask

What to know before joining a pension scheme, and where to find the information to compare the alternatives.

Financial advisers: who they are and how to check they are authorised

Who may give investment advice, how they are paid and which checks to make before entrusting them with your savings.

Educational and informational content only. It is not personalised financial, investment or tax advice. All investments involve risks, including the possible loss of invested capital.

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